Right-Wealth-Management-2023
Search
Close this search box.
Search
Close this search box.

Critical Illness Insurance

Critical illness insurance is an insurance policy which if you’re diagnosed with a critical illness, such as heart attack, cancer or stroke, can protect your income or provide a lump sum. A tax free lump sum, when you can’t work due to treatment and recovery can be very helpful at removing additional and unwanted worry and stress from your life.
As a result of paying a monthly insurance premium insurers will pay you the policy amount if you’re diagnosed with one of the conditions listed in their policy.
Different insurers have different conditions and so we always advocate expert advice when navigating the purchase of critical illness insurance. Critical Illness advice with Right Wealth Management is free, we don’t charge a fee.

Why should I buy critical illness insurance?

There are many things we can’t fully control in life and accurately predicting your future health is one of them. Controlling your finances, however to be as in control of your circumstances as possible is something you can do.
The ‘what if’ conundrum means that the majority of people don’t buy insurance. We think that buying it and not ever needing to claim is a good outcome. It means no-one has been diagnosed with a critical illness.
At the moment, normal income is being stretched and to think about expenses you’d need to cover if you were critically ill and couldn’t work can be so stressful, we close our minds off from thinking about it. Removing the need to balance recovery from ill health with feeding your family and paying your bills, is something critical illness can help with.

Book a discovery meeting today to find out how we can help you with Critical Illness Insurance.

Book a discovery meeting

Our service begins with a Discovery meeting where one of our Wealth Planners will understand your needs, discuss our services and explore how we can help you achieve your goals.

How can we help?

Get in touch with our team to find out how we can provide you with financial peace of mind.